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Residential Mortgage
What is a Residential Mortgage ?
(Your home may be at risk if you do not keep up your repayments on a mortgage or any other loan secured on it.)
Residential mortgage is a loan specifically designed for individuals to finance the purchase of a home.
Borrowers typically make monthly payments to the lender over a specified term, gradually repaying the loan amount plus interest. The property itself serves as collateral, and the mortgage terms can vary based on factors like interest rates, home mortgage loan duration, and the borrower's creditworthiness.
A residential mortgage is a common means for individuals to achieve home-ownership, providing a structured approach to funding the purchase of residential real estate.
Residential Mortgage's are suitable for ...
(Your home may be at risk if you do not keep up your repayments on a mortgage or any other loan secured on it.)
First Time Buyers: Tailored home mortgage solutions for individuals purchasing their first home, often with specialised incentives or programs to assist in the initial property acquisition.
Home Movers: Mortgage options designed for those looking to sell their current home & purchase a new one, facilitating a seamless transition between properties.
Remortgages: Refinancing existing mortgages to secure better terms, interest rates, or release equity. This can be done with the current lender or by switching to a new one.
Self Employed: Mortgage products catering to individuals who are self-employed, considering their unique financial situation & at times their irregular income patterns.
Home Improvements: Financing options for enhancing or renovating one's current home. This allows homeowners to invest in property upgrades or extensions.
Debt Consolidation: Mortgages used to consolidate various debts into a single, manageable monthly payment, such as a home mortgage. This can simplify finances and, in some cases, reduce overall interest costs.
Adverse Credit Mortgages:
Tailored solutions for individuals with a less-than-perfect credit history. These mortgages consider applicants with adverse credit, offering a chance for home-ownership despite past financial challenges.
Our Business Address
Building 1 - Unit 42
The Business Village,
Innovation Way,
Wilthorpe, Barnsley,
South Yorkshire,
S75 1JL
Our Head Office Address
LM10 Head Office:
15 Mariner Court,
Durkar,
Wakefield,
West Yorkshire,
WF4 3FL
David Whittlestone introduces business to LM10 Ltd which is an Appointed Representative of LWM10 Ltd which is authorised and regulated by the Financial Conduct Authority. 458204
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